PhonePe - UPI Payments, Recharges & Money Transfer


PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores.

Link your bank account on the PhonePe app and transfer money with BHIM UPI instantly. The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking. No need to remember IFSC codes, account numbers or other details.

Make instant bank transfers with BHIM UPI by just using a mobile number or a unique payment identity–your Virtual Payment Address (VPA).


Things You Can Do In PhonePe

  • Transfer money with BHIM UPI - Send and request money from your contacts anytime, anywhere. You can also check your account balance, save beneficiaries and manage multiple bank account like Yes Bank, SBI, ICICI Bank, HDFC Bank, Bank of Baroda, Canara Bank and over 140+ Banks.
  • Recharge your mobile and DTH connection - Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea. You can also recharge your Datacard/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.
  • Pay Credit Card Bills - Pay credit card bills for Visa, Amex, MasterCard, RuPay, and Diners. 
  • Pay Utility Bills - Pay landline bills across providers like Airtel, BSNL, Tata DoCoMo, MTNL, Reliance and electricity bills across 180+ billers including BESCOM, BSES, IGL, TNEB, MSEDCL. You can also pay your water, gas, and broadband bills quickly and easily.
  • Use your favorite Apps on PhonePe Switch - Use your favorite food, travel, shopping, and grocery Apps on ‘PhonePe Switch’, without downloading them. Order food on Dominos, Faasos, Ovenstory, FreshMenu, Box8 and more food apps. Make travel bookings across redBus, Goibibo, RedBus, Oyo, MakeMyTrip, Treebo, etc.
  • Buy and Sell Gold - Buy and sell 24K Gold at live market rates. The Gold you buy gets stored in a free and secure bank locker.
  • Invest in Tax saving funds - Save tax quickly and easily by investing in tax saver funds on the PhonePe app.
  • Make easy online payments - Pay easily for electronics, mobiles, fashion, home and kitchen appliances across your favorite online shopping sites like Flipkart, Myntra.
  • Pay at shops and offline stores - Pay at your neighborhood kirana store and across your favorite food and shopping outlets like KFC, Bata, More, Star Bazaar, Cafe Coffee Day, Pantaloons, etc. 
  • Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe.

Screenshots - 

phonepay screenshot


Permissions for Apps and Reasons - 

  • SMS - We use this to verify the phone number for registration.
  • Location - This is a requirement by NPCI for UPI transactions.
  • Contacts - We use this for phone numbers to send money to and choose numbers to recharge.
  • Camera - We use this to scan the QR code.
  • Storage - We use this to store scanned QR code.
  • Accounts - We use this to pre-populate email ID while signing up.
  • Call - We use this to detect single vs dual SIM and let the user choose.
  • Microphone - We use this to carry out KYC video verification.

What's New - 

  1. Pay LIC insurance premiums easily on PhonePe.
  2. Invest in Liquid Funds and get higher returns on your savings.
  3. Book your HP Gas cylinder directly on the PhonePe app.
  4. Support a good cause. Pay donations to NGOs of your choice on the app.
  5. Gift & share your PhonePe rewards with family & friends.
  6. Set monthly SIP reminders for your Tax Saving investments.
  7. Apply for purchasing an IPO using your PhonePe UPI ID.
  8. Use PhonePe Switch and get access to all your favorite apps in one place.
For More Details Visit www.phonepe.com

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